Investment & ROI
Rental Yield Kaise Calculate Kare
1 min read
Rental yield — yeh ek number hai jo batata hai ki aapka investment rent se kitna kama raha hai. Yeh calculate karna simple hai. Samjho aur apni property ka score nikalo.
Gross Rental Yield Formula
Gross Yield = (Annual Rent / Property Value) × 100
Example: Property value ₹40 lakh. Monthly rent ₹18,000. Annual rent = ₹2,16,000. Yield = (2,16,000 / 40,00,000) × 100 = 5.4%
Net Rental Yield (More Accurate)
Net Yield = ((Annual Rent - Annual Expenses) / Property Value) × 100
Expenses: Maintenance ₹24,000/yr, Property tax ₹12,000/yr, Repairs ₹6,000/yr = ₹42,000. Net rent = ₹2,16,000 - ₹42,000 = ₹1,74,000. Net Yield = 4.35%
What's a Good Yield?
- Below 3%: Poor (typical metro premium)
- 3-4%: Average
- 4-6%: Good
- 6%+: Excellent (Raipur's Amanaka: 7.1%)
Why Yield Matters
Yield > Home loan rate = Property generating positive cash flow. At 7% yield and 7% loan rate — property pays for itself. Appreciation becomes pure profit.
Always calculate both gross and net yield before buying. Don't trust developer's inflated projections — verify with local brokers about actual prevailing rents in that area.
Looking for a home?
Tell us your budget and preferred area — an advisor will call you.
